Heartbreaker(Rescues (Kell Sabin) series #3)

Synopsis:
Michelle Cabot has inherited her father's Florida cattle ranch - and a mountain of debt. To make matters worse, a huge chunk of that debt is owed to the neighboring rancher, her nemesis John Rafferty.Nothing shocks Rafferty more than discovering that the spoiled, pampered rich girl he once despised is painstakingly trying to run the Cabot ranch herself, working the land with desperation the only thing she has left. He likes this new Michelle and decides to make her his woman. What he doesn't know is that underneath Michelle's cool, polished fa?ade lies heartache, secrets and the raw determination to live life as her own woman. But Rafferty isn't about to take no for an answer.

Chapter One
She found the paper while she was sorting through the personal things in her father's desk. Michelle Cabot unfolded the single sheet with casual curiosity, just as she had unfolded dozens of others, but she had read only a paragraph when her spine slowly straightened and a tremor began in her fingers. Stunned, she began again, her eyes widening with sick horror at what she read.

Anybody but him. Dear God, anybody but him!

She owed John Rafferty one hundred thousand dollars.

Plus interest, of course. At what percent? She couldn't read any further to find out; instead she dropped the paper onto the littered surface of the desk and sank back in her father's battered old leather chair, her eyes closing against the nausea caused by shock, dread and the particularly sickening feeling of dying hope. She had already been on her knees; this unsuspected debt had smashed her flat.

Why did it have to be John Rafferty? Why not some impersonal bank? The end result would be the same, of course, but the humiliation would be absent. The thought of facing him made her shrivel deep inside, where she protected the tender part of herself. If Rafferty ever even suspected that that tenderness existed, she was lost. A dead duck...or a sitting one, if it made any difference. A gone goose. A cooked goose. Whatever simile she used, it fit.

Her hands were still shaking when she picked up the paper to read it again and work out the details of the financial agreement. John Rafferty had made a personal loan of one hundred thousand dollars to her father, Langley Cabot, at an interest rate two percent lower than the market rate...and the loan had been due four months ago. She felt even sicker. She knew it hadn't been repaid, because she'd gone over every detail of her father's books in an effort to salvage something from the financial disaster he'd been floundering in when he'd died. She had ruthlessly liquidated almost everything to pay the outstanding debts, everything except this ranch, which had been her father's dream and had somehow come to represent a refuge to her. She hadn't liked Florida ten years ago, when her father had sold their home and moved her from their well-ordered, monied existence in Connecticut to the heat and humidity of a cattle ranch in central Florida, but that had been a decade ago, and things changed. People changed, time changed...and time changed people. The ranch didn't represent love or a dream to her; it was, simply, all she had left. Life had seemed so complicated once, but it was remarkable how simple things were when it came down to a matter of survival.

Even now it was hard to just give up and let the inevitable happen. She had known from the beginning that it would be almost impossible for her to keep the ranch and put it back on a paying basis, but she'd been driven to at least try. She wouldn't have been able to live with herself if she'd taken the easy way out and let the ranch go.

Now she would have to sell the ranch after all, or at least the cattle; there was no other way she could repay that hundred thousand dollars. The wonder was that Rafferty hadn't already demanded repayment. But if she sold the cattle, what good was the ranch? She'd been depending on the cattle sales to keep her going, and without that income she'd have to sell the ranch anyway. It was so hard to think of letting the ranch go; she had almost begun to hope that she might be able to hold on to it. She'd been afraid to hope, had tried not to, but still, that little glimmer of optimism had begun growing. Now she'd failed at this, just as she'd failed at everything else in her life: as daughter, wife, and now rancher. Even if Rafferty gave her an extension on the loan, something she didn't expect to happen, she had no real expectation of being able to pay it off when it came due again. The naked truth was that she had no expectations at all; she was merely hanging on.

Well, she wouldn't gain anything by putting it off. She had to talk to Rafferty, so it might as well be now. The clock on the wall said it wasn't quite nine-thirty; Rafferty would still be up. She looked up his number and dialed it, and the usual reaction set in. Even before the first ring sounded, her fingers were locked so tightly around the receiver that her knuckles were white, and her heart had lurched into a fast, heavy pounding that made her feel as if she'd been running. Tension knotted her stomach. Oh, damn! She wouldn't even be able to talk coherently if she didn't get a grip on herself!

The telephone was answered on the sixth ring, and by then Michelle had braced herself for the ordeal of talking to him. When the housekeeper said, ''Rafferty residence," Michelle's voice was perfectly cool and even when she asked to speak to Rafferty.

"I'm sorry, he isn't in. May I take a message?"

It was almost like a reprieve, if it hadn't been for the knowledge that now she'd have to do it all over again. "Please have him call Michelle Cabot," she said, and gave the housekeeper her number. Then she asked, "Do you expect him back soon?"

There was only a slight hesitation before the housekeeper said, "No, I think he'll be quite late, but I'll give him your message first thing in the morning."

"Thank you," Michelle murmured, and hung up. She should have expected him to be out. Rafferty was famous, or perhaps notorious was a better word, for his sexual appetite and escapades. If he'd quieted down over the years, it was only in his hell-raising. According to the gossip she'd heard from time to time, his libido was alive and well; a look from those hard, dark eyes still made a woman's pulse go wild, and he looked at a lot of women, but Michelle wasn't one of them. Hostility had exploded between them at their first meeting, ten years before, and at best their relationship was an armed standoff. Her father had been a buffer between them, but now he was dead, and she expected the worst. Rafferty didn't do things by half measures.

There was nothing she could do about the loan that night, and she'd lost her taste for sorting through the remainder of her father's papers, so she decided to turn in. She took a quick shower; her sore muscles would have liked a longer one, but she was doing everything she could to keep her electricity bill down, and since she got her water from a well, and the water was pumped by an electric pump, small luxuries had to go to make way for the more important ones, like eating.

But as tired as she was, when she was lying in bed she couldn't go to sleep. The thought of talking to Rafferty filled her mind again, and once more her heartbeat speeded up. She tried to take deep, slow breaths. It had always been like this, and it was even worse when she had to see him face to face. If only he wasn't so big! But he was six feet three inches and about two hundred pounds of muscled masculinity; he was good at dwarfing other people. Whenever he was close, Michelle felt threatened in some basic way, and even thinking of him made her feel suffocated. No other man in the world made her react the way he did; no one else could make her so angry, so wary--or so excited in a strange, primitive way.

It had been that way from the beginning, from the moment she'd met him ten years before. She had been eighteen then, as spoiled as he'd accused her of being, and as haughty as only a teenager standing on her dignity could be. His reputation had preceded him, and Michelle had been determined to show him that she couldn't be lumped with all the women who panted after him. As if he would have been interested in a teenager! she thought wryly, twisting on the bed in search of comfort. What a child she'd been! A silly, spoiled, frightened child.

Because John Rafferty had frightened her, even though he'd all but ignored her. Or rather, her own reaction had frightened her. He'd been twenty-six, a man, as opposed to the boys she was used to, and a man who had already turned a smallish central Florida cattle ranch into a growing, thriving empire by his own force of will and years of backbreaking work. Her first sight of him, towering over her father while the two men talked cattle, had scared her half to death. Even now she could recall her sudden breathlessness, as if she'd been punched in the stomach.

They'd been standing beside Rafferty's horse, and he'd had one arm draped across the saddle while his other hand was propped negligently on his hip. He'd been six feet and three inches of sheer power, all hard muscle and intensity, dominating even the big animal with his will. She'd already heard about him; men laughed and called him a "stud" in admiring tones, and women called him the same thing, but always in excited, half-fearful whispers. A woman might be given the benefit of the doubt after going out with him once, but if she went out with him twice it was accepted that she had been to bed with him. At the time Michelle hadn't even considered that his reputation was probably exaggerated. Now that she was older, she still didn't consider it. There was just something about the way Rafferty looked that made a woman believe all the tales about him.

But even his reputation hadn't prepared her for the real man, for the force and energy that radiated from him. Life burned hotter and brighter in some people, and John Rafferty was one of them. He was a dark fire, dominating his surroundings with his height and powerful build, dominating people with his forceful, even ruthless, personality.

Michelle had sucked in her breath at the sight of him, the sun glinting off his coal-black hair, his dark eyes narrowed under prominent black brows, a neat black mustache shadowing the firm line of his upper lip. He'd been darkly tanned, as he always was from hours of working outside in all seasons; even as she'd watched, a trickle of sweat had run down his temple to curve over his high, bronzed cheekbone before tacking down his cheek to finally drip off his square jaw. Patches of sweat had darkened his blue work shirt under his arms and on his chest and back. But even sweat and dirt couldn't detract from the aura of a powerful, intensely sexual male animal; perhaps they had even added to it. The hand on his hip had drawn her gaze downward to his hips and long legs, and the faded tight jeans had outlined his body so faithfully that her mouth had gone dry. Her heart had stopped beating for a moment, then lurched into a heavy rhythm that made her entire body throb. She'd been eighteen, too young to handle what she felt, too young to handle the man, and her own reaction had frightened her. Because of that, she'd been at her snooty best when she'd walked up to her father to be introduced.

They'd gotten off on the wrong foot and had been there ever since. She was probably the only woman in the world at odds with Rafferty, and she wasn't certain, even now, that she wanted it to be any different. Somehow she felt safer knowing that he disliked her; at least he wouldn't be turning that formidable charm of his on her. In that respect, hostility brought with it a certain amount of protection.

A shiver ran over her body as she lay in bed thinking about both him and what she'd admitted only to herself: she was no more immune to Rafferty than the legion of women who had already succumbed. She was safe only as long as he didn't realize how vulnerable she was to his potent masculinity. He would delight in taking advantage of his power over her, making her pay for all the cutting remarks she'd made to him over the years, and for all the other things he disliked about her. To protect herself, she had to hold him at bay with hostility; it was rather ironic that now she needed his goodwill in order to survive financially...

She had almost forgotten how to laugh except for the social sounds that passed for laughter but held no humor, or how to smile except for the false mask of cheerfulness that kept pity away, but in the darkness and privacy of her bedroom she felt a wry grin curving her mouth. If she had to depend on Rafferty's goodwill for survival, she might as well go out to the pasture, dig a hole and pull the dirt in over herself to save him the time and trouble.

The next morning she loitered around the house waiting for him to call for as long as she could, but she had chores to do, and the cattle wouldn't wait. Finally she gave up and trudged out to the barn, her mind already absorbed with the hundred and one problems the ranch presented every day. She had several fields of hay that needed to be cut and baled, but she'd been forced to sell the tractor and hay baler; the only way she could get the hay cut would be to offer someone part of the hay if they'd do the cutting and baling for her. She backed the pickup truck into the barn and climbed into the hayloft, counting the bales she had left. The supply was dwindling; she'd have to do something soon.

There was no way she could lift the heavy bales, but she'd developed her own system for handling them. She had parked the truck just under the door to the hayloft, so all she had to do was push the bales to the open door and tip them through to land in the truck bed. Pushing the hay wasn't easy; they were supposed to be hundred-pound bales, which meant that she outweighed them by maybe seventeen pounds...if she hadn't lost weight, which she suspected she had, and if the bales weighed only a hundred pounds, which she suspected they didn't. Their weight varied, but some of them were so heavy she could barely move them an inch at a time.

She drove the truck across the pasture to where the cattle grazed; heads lifted, dark brown eyes surveyed the familiar truck, and the entire herd began ambling toward her. Michelle stopped the truck and climbed in back. Tossing the bales out was impossible, so she cut the twine there in the back of the truck and loosened the hay with the pitchfork she had brought along, then pitched the hay out in big clumps. She got back in the truck, drove a piece down the pasture, and stopped to repeat the procedure. She did it until the back of the pickup was empty, and by the time she was finished her shoulders were aching so badly the muscles felt as if they were on fire. If the herd hadn't been badly diminished in numbers from what it had been, she couldn't have handled it. But if the herd were larger, she reminded herself, she'd be able to afford help. When she remembered the number of people who used to work on the ranch, the number needed to keep it going properly, a wave of hopelessness hit her. Logic told her there was no way she could do it all herself.

But what did logic have to do with cold reality? She had to do it herself because she had no one else. Sometimes she thought that was the one thing life seemed determined to teach her: that she could depend only on herself, that there was no one she could trust, no one she could rely on, no one strong enough to stand behind her and hold her up when she needed to rest. There had been times when she'd felt a crushing sense of loneliness, especially since her father had died, but there was also a certain perverse comfort in knowing she could rely on no one but herself. She expected nothing of other people, therefore she wasn't disappointed by any failure on their part to live up to her expectations. She simply accepted facts as they were, without any pretty dressing up, did what she had to do, and went on from there. At least she was free now, and no longer dreaded waking up each day.

She trudged around the ranch doing the chores, putting her mind in neutral gear and simply letting her body go through the motions. It was easier that way; she could pay attention to her aches and bruises when all the chores were finished, but the best way to get them done was to ignore the protests of her muscles and the nicks and bruises she acquired. None of her old friends would ever have believed that Michelle Cabot was capable of turning her dainty hands to rough, physical chores. Sometimes it amused her to imagine what their reactions would be, another mind game that she played with herself to pass the time. Michelle Cabot had always been ready for a party, or shopping, or a trip to St. Moritz, or a cruise on someone's yacht. Michelle Cabot had always been laughing, making wisecracks with the best of them; she'd looked perfectly right with a glass of champagne in her hand and diamonds in her ears. The ultimate Golden Girl, that was her.

Well, the ultimate Golden Girl had cattle to feed, hay to cut, fences that needed repair, and that was only the tip of the iceberg. She needed to dip the cattle, but that was something else she hadn't figured out how to manage by herself. There was branding, castrating, breeding... When she allowed herself to think of everything that needed doing, she was swamped by hopelessness, so she usually didn't dwell on it. She just took each day as it came, slogging along, doing what she could. It was survival, and she'd become good at it.

By ten o'clock that night, when Rafferty hadn't called, Michelle braced herself and called him again. Again the housekeeper answered; Michelle stifled a sigh, wondering if Rafferty ever spent a night at home. "This is Michelle Cabot. I'd like to speak to Rafferty, please. Is he home?"

"Yes, he's down at the barn. I'll switch your call to him."

So he had a telephone in the barn. For a moment she thought enviously of the operation he had as she listened to the clicks the receiver made in her ear. Thinking about his ranch took her mind off her suddenly galloping pulse and stifled breathing.

"Rafferty." His deep, impatient voice barked the word in her ear, and she jumped, her hand tightening on the receiver as her eyes closed.

"This is Michelle Cabot." She kept her tone as remote as possible as she identified herself. "I'd like to talk to,you, if you have the time."

"Right now I'm damned short of time. I've got a mare in foal, so spit it out and make it fast."

"It'll take more time than that. I'd like to make an appointment, then. Would it be convenient for me to come over tomorrow morning?"

He laughed, a short, humorless bark. "This is a working ranch, sugar, not a social event. I don't have time for you tomorrow morning. Time's up."

"Then when?"

He muttered an impatient curse. "Look, I don't have time for you now. I'll drop by tomorrow afternoon on my way to town. About six." He hung up before she could agree or disagree, but as she hung up, too, she thought ruefully that he was calling the shots, so it didn't really matter if she liked the time or not. At least she had the telephone call behind her now, and there were almost twenty hours in which to brace herself for actually seeing him. She would stop work tomorrow in time to shower and wash her hair, and she'd do the whole routine with makeup and perfume, wear her white linen trousers and white silk shirt. Looking at her, Rafferty would never suspect that she was anything other than what he'd always thought her to be, pampered and useless.

It was late in the afternoon, the broiling sun had pushed the temperature to a hundred degrees, and the cattle were skittish. Rafferty was hot, sweaty, dusty and ill-tempered, and so were his men. They'd spent too much time chasing after strays instead of getting the branding and inoculating done, and now the deep, threatening rumble of thunder signaled a summer thunderstorm. The men speeded up their work, wanting to get finished before the storm hit.

Dust rose in the air as the anxious bawling increased in volume and the stench of burning hide intensified. Rafferty worked with the men, not disdaining any of the dirty jobs. It was his ranch, his life. Ranching was hard, dirty work, but he'd made it profitable when others had gone under, and he'd done it with his own sweat and steely determination. His mother had left rather than tolerate the life; of course, the ranch had been much smaller back then, not like the empire he'd built. His father, and the ranch, hadn't been able to support her in the style she'd wanted. Rafferty sometimes got a grim satisfaction from the knowledge that now his mother regretted having been so hasty to desert her husband and son so long ago. He didn't hate her; he didn't waste that much effort on her. He just didn't have much use for her, or for any of the rich, spoiled, bored, useless people she considered her friends.

Nev Luther straightened from the last calf, wiping his sweaty face on his shirt sleeve, then glancing at the sun and the soaring black cloud bank of the approaching storm. "Well, that's it," he grunted. "We'd better get loaded up before that thing hits." Then he glanced at his boss. "Ain't you supposed to see that Cabot gal today?"

Nev had been in the barn with Rafferty when he'd talked to Michelle, so he'd overheard the conversation. After a quick look at his watch, Rafferty swore aloud. He'd forgotten about her, and he wasn't grateful to Nev for reminding him. There were few people walking the earth who irritated him as much as Michelle Cabot.

"Damn it, I guess I'd better go," he said reluctantly. He knew what she wanted. It had surprised him that she had called at all, rather than continuing to ignore the debt. She was probably going to whine about how little money she had left and tell him that she couldn't possibly scrape up that amount. Just thinking about her made him want to grab her and shake her, hard. Or better yet, take a belt to her backside. She was exactly what he disliked most: a spoiled, selfish parasite who'd never done a day's work in her life. Her father had bankrupted himself paying for her pleasure jaunts, but Langley Cabot had always been a bit of a fool where his beloved only child had been concerned. Nothing had been too good for darling little Michelle, nothing at all.

Too bad that darling Michelle was a spoiled brat. Damn, she irritated him! She'd irritated him from the first moment he'd seen her, prissing up to where her father had stood talking to him, with her haughty nose in the air as if she'd smelled something bad. Well, maybe she had. Sweat, the product of physical work, was an alien odor to her. She'd looked at him the way she would have looked at a worm, then dismissed him as unimportant and turned her back to him while she coaxed and wheedled something out of her father with that charming Golden Girl act of hers.

"Say, boss, if you don't want to see that fancy little thing, I'd be happy to fill in for you," Nev offered, grinning.

"It's tempting," Rafferty said sourly, checking his watch again. He could go home and clean up, but it would make him late. He wasn't that far from the Cabot ranch now, and he wasn't in the mood to drive all the way back to his house, shower, and then make the drive again just so he wouldn't offend her dainty nose. She could put up with him as he was, dirt, sweat and all; after all, she was the one begging for favors. The mood he was in, he just might call in that debt, knowing good and well she couldn't pay it. He wondered with sardonic amusement if she would offer to pay it in another way. It would serve her right if he played along; it would make her squirm with distaste to think of letting him have her pampered body. After all, he was rough and dirty and worked for a living. As he strode over to his truck and slid his long length under the steering wheel, he couldn't keep the image from forming in his mind: the image of Michelle Cabot lying beneath him, her slim body naked, her pale gold hair spread out over his pillow as he moved in and out of her. He felt his loins become heavy and full in response to the provocative image, and he swore under his breath. Damn her, and damn himself. He'd spent years watching her, brooding, wanting her and at the same time wanting to teach her in whatever way it took not to be such a spoiled, selfish snob.

Other people hadn't seen her that way; she could be charming when she chose, and she'd chosen to work that charm on the local people, maybe just to amuse herself with their gullibility. The ranchers and farmers in the area were a friendly group, rewarding themselves for their endless hard work with informal get-togethers, parties and barbecues almost every weekend, and Michelle had had them all eating out of her hand. They didn't see the side of her that she'd revealed to him; she was always laughing, dancing... but never with him. She would dance with every other man there, but never with him. He'd watched her, all right, and because he was a healthy male with a healthy libido he hadn't been able to stop himself from responding physically to her lithe, curved body and sparkling smile, even though it made him angry that he responded to her in any way. He didn't want to want her, but just looking at her made him hungry.

Other men had watched her with hungry eyes, too, including Mike Webster. Rafferty didn't think he'd ever forgive her for what she'd done to Mike, whose marriage had been shaky even before Michelle had burst onto the scene with her flirtatious manner and sparkling laughter. Mike hadn't been any match for her; he'd fallen hard and fast, and the Webster marriage had splintered beyond repair. Then Michelle had flitted on to fresher prey, and Mike had been left with nothing but a ruined life. The young rancher had lost everything he'd worked for, forced to sell his ranch because of the divorce settlement. He was just one more man Michelle had ruined with her selfishness, as she'd ruined her father. Even when Langley was deep in financial trouble he'd kept providing money for Michelle's expensive life-style. Her father had been going under, but she'd still insisted on buying her silks and jewels, and skiing vacations in St. Moritz. It would take a rich man to afford Michelle Cabot, and a strong one.

The thought of being the one who provided her with those things, and the one who had certain rights over her because of it, teased his mind with disturbing persistence. No matter how angry, irritated or disgusted he felt toward her, he couldn't control his physical response to her. There was something about her that made him want to reach out and take her. She looked, sounded and smelled expensive; he wanted to know if she tasted expensive, too, if her skin was as silky as it looked. He wanted to bury his hands in her sunlit hair, taste her wide, soft mouth, and trace his fingertips across the chiseled perfection of her cheekbones, inhale the gut-tightening fragrance of her skin. He'd smelled her the day they'd first met, the perfume in her hair and on her skin, and the sweetness of her flesh beneath it. She was expensive all right, too expensive for Mike Webster, and for the poor sap she'd married and then left, certainly too expensive for her father. Rafferty wanted to lose himself in all that richness. It was a pure, primitive male instinct, the reaction of the male to a ready female. Maybe Michelle was a tease, but she gave out all the right signals to bring the men running, like bees to the sweetest flower.

Right now Michelle was between supporters, but he knew it wouldn't be long before she had another man lined up. Why shouldn't he be that man? He was tired of wanting her and watching her turn her snooty little nose up at him. She wouldn't be able to wrap him around her finger as she was used to doing, but that would be the price she had to pay for her expensive tastes. Rafferty narrowed his eyes against the rain that began to splat against the windshield, thinking about the satisfaction of having Michelle dependent on him for everything she ate and wore. It was a hard, primitive satisfaction. He would use her to satisfy his burning physical hunger for her, but he wouldn't let her get close enough to cloud his mind and judgment. He'd never paid for a woman before, never been a sugar daddy, but if that was what it took to get Michelle Cabot, he'd do it. He'd never wanted another woman the way he wanted her, so he guessed it evened out.

The threatening storm suddenly broke, sending a sheet of rain sluicing down the windshield to obscure his vision despite the wipers' best efforts. Gusts of wind shoved at the truck, making him fight to hold it steady on the road. Visibility was so bad that he almost missed the turn to the Cabot ranch even though he knew these roads as well as he knew his own face.

His features were dark with ill-temper when he drove up to the Cabot house, and his disgust increased as he looked around. Even through the rain, he could tell the place had gone to hell. The yard was full of weeds, the barn and stables had the forlorn look of emptiness and neglect, and the pastures that had once been dotted with prime Brahman cattle were empty now. The little society queen's kingdom had dissolved around her.

Though he'd pulled the truck up close to the house, it was raining so hard that he was drenched to the skin by the time he sprinted to the porch. He slapped his straw hat against his leg to get most of the water off it, but didn't replace it on his head. He raised his hand to knock, but the door opened before he had a chance. Michelle stood there looking at him with the familiar disdain in her cool, green eyes. She hesitated for just a moment, as if reluctant to let him drip water on the carpet; then she pushed the screen door open and said, "Come in." He imagined it ate at her guts to have to be nice to him because she owed him a hundred thousand dollars.

He walked past her, noting the way she moved back so he wouldn't brush against her. Just wait, he thought savagely. Soon he'd do more than just brush against her, and he'd make damned certain she liked it. She might turn her nose up at him now, but things would be different when she was naked under him, her legs wrapped around his waist while she writhed in ecstasy. He didn't just want the use of her body; he wanted her to want him in return, to feel as hungry and obsessed as he did. It would be poetic justice, after all the men she'd used. He almost wanted her to say something snide, so he'd have a reason to put his hands on her, even in anger. He wanted to touch her, no matter what the reason; he wanted to feel her warm and soft in his hands; he wanted to make her respond to him.

But she didn't cut at him with her tongue as she usually did. Instead she said, "Let's go into Dad's office," and led the way down the hall with her perfume drifting behind her to tease him. She looked untouchable in crisp white slacks and a white silk shirt that flowed lovingly over her curvy form, but he itched to touch her anyway. Her sunny pale-gold hair was pulled back and held at the nape of her neck with a wide gold clip.

Her fastidious perfection was in direct contrast to his own rough appearance, and he wondered what she'd do if he touched her, if he pulled her against him and got her silk shirt wet and stained. He was dirty and sweaty and smelled of cattle and horses, and now he was wet into the bargain; no, there was no way she'd accept his touch.

"Please sit down," she said, waving her hand at one of the leather chairs in the office. ''I imagine you know why I called."

His expression became even more sardonic. "I imagine I do."

"I found the loan paper when I was going through Daddy's desk the night before last. I don't want you to think that I'm trying to weasel out of paying it, but I don't have the money right now--" "Don't waste my time," he advised, interrupting.

She stared up at him. He hadn't taken the chair she'd offered; he was standing too close, towering over her, and the look in his black eyes made her shiver.

"What?"

"This song and dance; don't waste my time doing the whole bit. I know what you're going to offer, and I'm willing. I've been wanting to get in your pants for a long time, honey; just don't make the mistake of thinking a few quickies will make us even, because they won't. I believe in getting my money's worth."